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Collaborative Post¦ Maintaining or increasing the value of your property is vital. When you buy a home, you imagine that the value will just continuously increase the longer you own your home. However, there this is not always the case. Your property can fall into negative equity. This is where it is worth lower than its original value. This means that when you sell your home, you end up losing money in the process. This can be hugely problematic when it comes to moving on to a new home or even releasing the equity in your home when you retire.