Collaborative Post¦ Buying a first car is a rite of passage, but it’s important to get it right, as not only can it influence the cost of your car insurance, but it can also impact road safety too. Whether you’ve saved up for it, taken out a loan to help finance it or had help from the Bank of Mum and Dad, it’s something you’ll never forget.
When making a big purchase, it’s important to have a budget and stick to it. By creating a budget you can start planning how much you need to save. This will ensure you don’t overstretch yourself on a car you can’t afford or conversely, not save enough, and then end up with a car you’re disappointed in.
Remember to budget for car insurance, road tax, the MOT test and of course, fuel. Credit cards can be useful to help you manage these additional expenses if necessary, but remember to pay the balance off in full each month.
Chances are you’ve already got an idea of what you want your first car to be. But it’s worth bearing in mind that cars that have 1.4 litres engines and smaller will make your insurance cheaper. Cars that are consistently considered the best cars for first time drivers tend to be small hatchbacks like the Corsa, Clio and C1. Not only are they compact, making them easier for new drivers to manoeuvre, but their safety features score highly on the Euro NCAP crash tests.
Thanks to the internet, it couldn’t be easier to start looking for your first car. Whether you’re going straight to a dealership, or to a second-hand specialist like AutoTrader, take your time searching and have fun with the process.
New cars are protected by law and covered with a warranty, but it’s always worth looking over the car first before driving it off the forecourt to ensure there are no bumps or scratches. If you’re going down the second-hand route and buying from a dealer, you’ll have some protection, but you still need to check things over for yourself. Buying privately does have its advantages, however it’s imperative that you check all the paperwork and ensure the description matches with the vehicle. Always take the car for a test-drive to make sure it feels comfortable and safe to drive. Be sure the engine is cold before you begin, because an engine that’s been warmed could be hiding problems.
Just like buying a house, you can haggle on the price, but do your research first, and don’t be afraid to walk away. You shouldn’t pay more than you expect to.
We understand that it can be tempting to choose the first, cheapest or even fastest car you’ve seen, but take your time, do your research, and take test drives. This is a big investment, and you want to feel safe and confident when you’re out driving.
Disclosure: This is a collaborative post.
Cover photo by jim from Pexels
