5 reasons you should take out a funeral plan

Collaborative Post¦ It’s a sombre thought, but unfortunately death is part of life. In fact, it’s the only guaranteed thing in life. As such, it is important that we do briefly ponder it from time to time. This allows us to make sure that things are put into place for when that time comes. Of course, it is important to make a will and ensure that you keep what you want to leave to who up to date. Life insurance is another thing to consider. It is also a good idea to get a prepaid funeral care plan. Here are 5 reasons why.

1. Your decisions will be honoured

If you have planned everything yourself, then you know that when you pass away everything will be just as you wanted it. Every decision from the music you want played to your choice of flowers will be honoured.

2. Planning Ahead

Creating a funeral care plan allows you to plan ahead. Rather than  thinking of details you want here and there and drip feeding it to relatives, it enables you to think about and cover all areas of your funeral. Companies offering funeral plans, such as Heart of England Funeral care, are well versed in funerals and are on hand to help you to tailor your plans to suit you perfectly. Morbid as it may be, a plan gives you peace of mind that should the worst happen and you died suddenly that everything is already planned and in place.

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3. Save money

Everyone knows that funerals are an expensive affair. However, by buying a prepaid funeral care plan, you can save money and protect you and your family’s finances against inflating costs. The average cost of a funeral at the beginning of 2020 was £4,417, which was up 3.4% from the year before. It has over doubled since 2006. That is extortionate! As a result, by purchasing a plan you are likely going to save thousands of pounds.

4. Spread the cost

I think most of us would find a funeral plan expensive. However, you can pay for them in instalments. This allows you to spread the cost over months or years, rather than your family paying in one lump sum for your funeral. Of course, instalments make a funeral plan a lot more accessible for the average Joe. It also vastly reduces the chances of your family ending up in debt when it’s time to say goodbye.

5. Save your family from tough decisions

Having to say goodbye for the last time to those you love is always an incredibly difficult time. With steep costs, wondering what you have wanted and the planning in general, a lot of stresses are added to your family. This is of course on top of the stress and grief they feel during this period of mourning. In making decisions such as whether you’d like floral tributes or would rather people donated to charity, you take some of the weight off their shoulders. They can be confident that they are doing you proud and giving you the send-off you wanted and deserved.

Funeral plan family

Disclosure: This is a collaborative post. 

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