finances

How Families Can Reduce Financial Stress

Collaborative Post¦ There are many stressful elements in life, but some are more stressful than others. If you’ve got a family, then you’ll know just how stressful it can be to stay on top of all things finance-related. Just when you think you’ve got a solid grasp on things, something pops up that gives you more sleepless nights. While this is very much an unwelcome element of family life, it’s important to remember that there are always things you can do that’ll keep your financial stress to a minimum.

In this blog, we’ll run through some of the most effective tips. Take our advice, and it won’t be long before you’re feeling a lot calmer — and you’ll likely find that your finances are in a much rosier position, too.

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Why you should use a mortgage broker

Sponsored Post¦ I can hardly believe it’s been 9 years since my husband and I bought our first home together. We’ve remortgaged several times since. Then last year we found out we were expecting our second child and decided to buy a bigger house. When we were buying our house, we used a mortgage advisor and broker who worked at the estate agent’s. Ever since that experience, we have continued to use a mortgage broker whenever we have needed to. Whether it’s been for a brand new mortgage or for a remortgage, it has definitely been beneficial.

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Managing Your Post-Pandemic Financial Health

Collaborative Post¦ Many businesses have been able to manage activities through the pandemic by introducing remote working environments for their staff, customers, and suppliers. Unfortunately, if your business couldn’t make it work remotely, you might have found yourself out of a job for an extended period of time. Being on furlough doesn’t guarantee you can recover your full salary, which is why many individuals who were still employed during the pandemic might be facing debt. 

Self-employed professionals have found it hard to make ends meet as governmental grants were not always sufficient to replace your post-pandemic income.

Added to this is the ever-rising cost of living. With trade barriers in place, increased shipping costs and good shortages, and soaring energy and petrol prices the cost of living is going up around the world; impacting the finances of everyone. Even savvy investors are feeling the pinch and wondering “why is coinspot so expensive?” so are now researching for more cost-effective currency exchange options when trading!

So what can you do to speed up the recovery process when the pandemic has badly hit your finances? 

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Redecorating on any budget

Collaborative Post¦ When we think of redecorating, the first thought is about the amount it’s going to cost – which is enough to put anybody off starting! Thankfully, no matter your budget, there are ways that you can redecorate your house and make it feel more like your home. In this article, we’ve looked at our top tips to redecorating on any budget to give you some inspo.

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Improve Your Relationship with Money this Year

Collaborative Post¦ Whether we like it or not, we’ve all got a relationship with money and very often it doesn’t run quite as smoothly as it should. A good relationship involves knowing where you stand so you can make informed decisions. And knowing where you stand with money involves a bit of simple bookkeeping.

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